But I think the ones I linked fit your criteria that you posted on another thread, about you wanting a 10 year mortgage. While it’s a lofty goal and not likely to be commonplace, the median income in the zip of those condos is 68k, with 20% down on a 100k, an 80k mortgage for 10 years at 6% is $888 P&I. You could pull off your formula with those examples, sure it isn’t big and it’s not on the beach, but if your melancholy mood these days has you thinking that La Jolla mansions will be 100k, then the eventual reality will depress you even more. I’m just trying to help, math can be fun.