bsrsharma you may be right but I cannot advise them on this. It is way out of my profession so I simply presented the offer to them. I think it would be irresponsible to promote things which I do not know about.
What if they went on and then the next day everyone at work looks at them and asks them what they are gonna do about losing their home? Or the kids get ridiculed at school? Again I am not saying stuff like this will happen but I absolutely would not feel comfortable promoting or not promoting this sort of stuff to them.
I don’t know the potential benefits nor the potential downside and anything I say would be speculative.