Why not rent in one of those retirement locations while renting out your current house? It sounds like you should be able to cover your PITI costs with rent, no? That way, you won’t have to make any hard decisions without knowing very well what you’re dealing with.
The “sell when rates are low” suggestion is made because I believe prices will be negatively affected by rising interest rates. The reason we’re seeing so many cash buyers now is because nothing else will give them a better return on their money. Everybody is crowding into RE which tells me it’s a better time to sell than buy (though prices could admittedly be run up for quite a while, just like any bubble).
