[quote=bewildering]
I can prepay my January 1st 2018 mortgage payment. And I think that makes sense.
I have an Escrow account with my loan servicer. If I pay the April property tax this month myself then I assume the servicer will adjust my Escrow payments. I’ll try to call them on Monday to check.[/quote]
I don’t think you are going to get your loan servicer to adjust your impound account payments. Eventually you will get the overage refunded to you.
(You may even get a decent rate of interest on the excess funds in your account) Audits are usually done once a year, on their schedule.
Your loan servicer has a specific amount that they expect every month to keep your account current.
You really don’t want to mess with that.
You might be able to ask them to remove your impound account if you are willing to pay taxes & Insurance on your own going forward.
Please report back if they tell you that will adjust your payment manually.
