because frankly I am stuck in my own head about only bringing X to the deal and paying no more than that out of pocket.
I mean, if he’s a mortgage broker, he has a fiduciary duty to get me the best loan, right ? 😉
But seriously, folks….obviously he wants to maximize the fee to pay as much of the closing costs as possible, but will that necessarily jack up the cost of the loan for me? i honestly don’t know if his incentives are generally aligned with my goals, or if they are misaligned, how out of whack they are……so I’m asking…
by the way, I like all this negative press housing is getting. I don’t think we’re at the bottom, but at least we’re getting there…also, most people I talk to tell me NOT to buy a house. The exact opposite of 5 years ago when everyone told me I was a moron for renting. Inspires a little confidence in me…