[quote=bearishgurl][quote=skerzz][quote=bearishgurl][quote=skerzz]Coronado Hills Neighborhood of San Marcos (epicenter of last year’s Cocos fire).[/quote]
skerzz, is the fire the reason you no longer have gas service or were gas lines never installed there?
I seem to remember that area was near (or overlooking) CSUSM (predated CSUSM) … not sure.
I guess you must be paying $3K+ yr homeowner’s insurance premiums as well … with a limited selection of carriers to choose from ….[/quote]
An,
SDGE only provides electrical service to the area (gas lines never put in), so it’s all electrical unless you pay for a propane tank. That’s the area. The west side of the hill overlooks CSUSM and the east side looks out over parts of San Marcos, Escondido, Ramona, Poway.
I’m insured through statefarm for less than $2K per year. I’m a loyal customer with several policies and they have always treated me right. Not sure if it would be difficult to find another insurer because of the recent fires (the risk of fire is low now that all the brush has burned)…I’ve haven’t tried since statefarm is one of the few insurers that doesn’t discriminate against dog breeds (I have a “scary” rottweiler).[/quote]
Oh, I just remember the area where the fire started from the TV coverage. That’s great your home is still eligible for coverage by a well-known, reputable carrier, skerzz. <$2K yr is not too bad for a fire prone area. I pay <$1K yr for a Farmer's "Protector Plus" (replacement value) policy but I live in an urban area which is not close to any fire-prone areas.
I find it odd that your micro area does not have access to natural gas. Did your area predate the incorporation of SM? Is there a reason that gas lines could not be dug there? Maybe other longtime SM dwellers can shed light as to why .... svelte??[/quote]
Not sure, but perhaps has something to do with the low density (1 acre min lot size, and most homes have lots many times larger). We're also not on city sewer, everyone has their own septic tank, there are no sidewalks, we know all of our neighbors by first name, and we frequently have deer visit the property. It's truly like living in the country just minutes from freeways and PUD track homes.
