[quote=bearishgurl][quote=enron_by_the_sea] . . . Like it or not – the future of our healthcare is HSA+HDHP and some bargaining with your favorite doctor.
I am in the 5th stage of Anger-Denial-Bargaining-Depression-Acceptance cycle of this issue. Most of the country seems to be in stages 2 and 3.[/quote]
enron, I don’t have an HSA, but have a high-deductible health plan (HDHP) which I used to think was “affordable.”[/quote]
If you have a HDHP it is likely an HSA qualifying plan…in which case you would be foolish not to take advantage of this and contribute pretax dollars to your HSA account that you can then use for any of your health related expenses. The annual max contribution is now almost $3k. If you have a plan with a deductible in the $3-4k range, one year of contributions gives you basically all the money you’d need to pay the deductible in the event you have a major health event (hospitalization, etc).
