Arraya
Not trying to be funny, trying to understand the psychology. I wasnt sure what to think but it seems like you have answered the question. While being upside down creates a default risk, everyone handles that differently. It appears you have become so densitized to it that not only is walking easy for you but you gleefully encourage others to do it. For me, paying my credit card a day late leads me to break out in hives buy I know not everyone is that way. I dont judge people for the decisions they make but I dont encourage them either.
As for Mish, I wonder what he would do. Writing about it is one thing, doing it an entirely different thing.
