ANOTHER NOTE, because it was mentioned here earlier, if you are relying on the SIPC to guarantee your funds in an insolvent IB, you may or may not have the backstop you think you have, if you do, and they (SIPC/FDIC for others) survive the meltdown were headed for, it can also take 2-5 yrs BEFORE your redeemed the SIPC and or FDIC limits to your account loss.
Best suggestion is short term Treasuries, if you are nervous about the banks. For now anyway.
