[quote=AN]I would count home equity as retirement asset if you don’t plan to leave anything for your heir or if you don’t have any. Since you can do reverse mortgage.[/quote]
I count it as a POSSIBLE retirement asset that I can pass along to my heirs since I can rent it out for more than what my actual housing at that time is going to cost. I would never do a reverse mortage in too much house. Anyway, perhaps one or more of my kids will just want to live on my country estate and I will move into the guest house or service employee quarters.