AN, disclaimer is that it was close to 6 year ago. But the difference between 1/2million and 1 was about $100-200 for me at the time. I was cheap…so I settled with the 1/2million…. $1million policies were around $400-500 (depending on company)…
Fast forward 8 years… I’m technically not insurable (or it’s prohibitly expensive now)…