Amy it sounds like you are doing your homework which is very well done. I would call several different brokers and also check with the banks, credit unions even on line lenders to see the differences. Get a good scope of the situation.
Before you look at house number 1 make sure you have the financing aspect totally closed and well understood. To many people do the house part first and the financing part second. Have your financial strategy set before looking fot the home.
