Home › Forums › Financial Markets/Economics › Charles Schwab?? › AmTrust Direct 12-month CD is
AmTrust Direct 12-month CD is at 4% APY currently and is FDIC insured up to $100,000. I have not checked out what penalties there may be for early withdrawal, but it is not a brokered account so it shouldn’t be as bad as Schwab.
http://www.amtrustdirect.com/cd/pages/12months.aspx