Also, meant to add, Kristopher, that you will have greater peace of mind knowing you are living in a place where you know finances will, most likely, never be a problem, and you will be well positioned in retirement.
As others have mentioned, we’ve also lived all over the world, but have always kept our home base in RSF, because we love it here, and have found no other place we’d rather be for the long-term.
That said, if we didn’t know we could live/retire here with little financial concern, we certainly would never have taken on excessive debt beyond our means to do so.
I believe you have made a very wise choice, and, who knows, you may find yourself so well-positioned in years to come, that you’ll be able to return to San Diego if you choose to, and pick up a foreclosure from someone who didn’t plan as well as you have.