Alright = I miss understood you. How can I be wrong when my math prove I was right.
If I take that $12k/year i saved, invest it in a CD that yield 6% a year. In 65 years, I’ll have $10M. Tell me, will your house be worth $10M? I would much rather pass on to my kids $10M than a house. Now, if I put it in an ETF that trace the S&P500 (historical average 10%), I’ll have $83M. I’m pretty sure 65 years is long enough to smooth out all the peak and valley. Sorry, try again.
