[quote=Allan from Fallbrook]One final point: If you prevail and obtain a judgment, you are still not done. You have to enforce the judgment and get your money. This is by no means an easy process and you should research the ins and outs of judgment enforcement. While the court awards a judgment, they do nothing to enforce it.[/quote]
This!
I won a judgement. She didn’t pay. I served her to reappear… she told the LA county sherrif (where we tracked her down) that she wasn’t home. (We talked to the sheriff that tried to serve the subpoena… she had distinctive looks so we’re sure she answered the door.) 30 years later, I never saw a penny.
In my case it was a motor vehicle accident (she was uninsured.) We went after her license. I suspect that didn’t affect her… I’m sure she continued to drive w/out a license. But at least I tried to collect.
Winning a judgement is just the first step in a process. It’s not a guarantee.
But it sounds like insurance might help you collect.