alex, that 2002 may be well upgraded with all the trimmings with less neighbors in trouble vs. the 2005 base model with dirt and weed in the backyard.
plus, the 2002 owner can sell for $600,000 and still make out well, the 2005 owner is stuck until the bank foreclose.
and why would you want to pay an extra $1750 a year to use the same exact roads and the same exact facilities when the age of the homes are only 3 years apart?