[quote=AK]Yeah, I might need to refinance, as unlikely as that might seem. Or I might need to sell. Ya never know.
Plus it’s a matter of principle. “No prepayment penalty” should mean “no prepayment penalty” and not “Oh gosh, you wanted to prepay that much? Well that’s different!”
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with all due respect… If you think you might need to sell in that timeframe, you probably should reconsider about buying. And it’s very unlikely you will be refinancing to a lower rate within 3 years.
