Again lots of false assumptions. They tried to relo and it didnt work out either. They didnt brag and arent proud of what happened. The mutual acquaintance is a childhood friend.
It isnt as easy as you think for the lenders. They owe the investors due diligence to determine the proper course. At one point and possible to this day the major lenders were receiving several thousand homeowner assistance packages a day. They were set up to make loans not to handle loss mitigation on a major scale. Sometimes it makes sense to foreclose asap and sometimes it doesnt. Your blanket statements show your ignorance as to the nature of things.
That lender is long since gone and rolled into another. You have enough information and arent getting anymore.
Just curious as to how much federal taxes you have paid each of the last 5 years? You can round up to the nearest dollar. I just want to know exactly how much you potentially contributed to home debtors.