Actually this is WONDERFUL !!! Towards the end of any bubble/hyped mania, crazy shit like this is allowed to happen cuz no ones really looking….its WONDERFUL ! the lender is going to get creamed and rightfully so ! Lack of due dilligence is inexcusable and I wish the schmoe's who dreamed this scam up the best of luck….unfotunately for them the law is only a foot and a half behind them…they just dont know it yet..