ACA looked good until I’ve heard that my company will be unloading the corporate plan and dumping us onto the exchange. Kind of like the rotten apple I bought for breakfast this morning.
Personally, I’d rather have the extra $ or have them kick in for an outside (exchange or otherwise) plan — at least I’d be able to carry it between jobs or if I lose work. The sooner insurance is divorced from employment, the better for everyone. Employees because it will be portable and not dependent on continued employment, employers because a car mechanic or restaurant owner shouldn’t need to be a benefits manager (and isn’t necessarily best suited to be one).
