[quote=aa]A question for temeculaguy, where did you find information about the houses on your street? I know I can find the sales history of the houses online, but where to find the mortgage information to see if the owners are behind the payments? Thanks
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A combination of things, let me first say that it helps out be somewhat obsessive and refuse to take your medication. This only applies to my hood, but it is possible to find it in yours, I have only needed my info so I only learned it, yours may vary.
Start by finding a g.i.s. website, temecula has one. You can look at plotmaps for the whole area, zoom to lots and get the name of the owner and parcel number for every lot. You can use zillow but it is often wrong. Then it’s off to the tax assessor’s site. With parcel number you can see their tax bill and if they are behind (that is a huge hint of distress, if you miss payments, your escrow account wont pay the taxes), this comes before a nod usually. From the riverside county website you can run a grantee search, using the name you found on the gis, you can see how many refi’s, liens, nod’s, nots, lawsuits, whatever and you can buy the docs for two bucks, I have never ordered the docs, I’ve learned to interpret the entries. You can also go to the riverside superior court website, run a master name search from any of the courts (i usually choose civil) and see if their creditors are filing suits or collections against them, you can also see pending divorces, etc. more hints of distress. For fun, run their criminal record as well on the criminal court public access database, everything including tickets are there, just nice to know if you live there or plan to live there. Also check redfin weekly and see what is recently listed and recently reduced in your particular zip, over time you will learn the streets in your neighborhood and can focus on them alone, some listings come up and are in escrow before the sign gets installed. You can also drink with and make friends with someone with access to the mls, to see what is in escrow in case you missed it or just b.s. your way at open houses to get more intel. And lastly, talking with the neighbors, especially when alcohol is involved can yield some info, although I’ve found that to be the least reliable.
So there you have it, there are a few more tricks, I could link the sites but they are specific to my area, you will have to find the ones that work for yours. it’s not easy but you can perform and informational enema on anyone and any property without paying a fee or breaking any privacy laws.
See, I told you I was nuts. And after you become a data miner it will invade other parts of your life, you’ll run the info on your kids friends, their parents, people you are dating, etc.
