I for one would love to see an infographic or a walk through of how retiring boomers are either raising rates or keeping them high. I’ve heard the theory and it sounds good, but the mechanics of such things really matter.
The main idea I’ve heard is:
working people create supply and demand
retired people create only demand
…therefore an increase in the ratio of retired:working people will increase demand:supply which puts upward pressure on inflation and rates.
My view fwiw is that while it sounds compelling on the surface, in reality there are too many moving parts for this kind of analysis to be useful. But that’s the theory as far as I know.
