I’ll buy a home when they lend me the money (103%) on stated income like everyone else. – j/k

I probably won’t buy unless the market drops like I expect it will. I’m waiting for at least 50% off of peak. If it never does, I’m happy renting and saving the extra cash… or we might move anyways. I feel that it will, especially up here in Temecula area.

There is a lot more out there than socal, and I’ve been here all my life. A big change could be cool for our family.