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Home › Forums › Financial Markets/Economics › Anyone Using Everbank? If so, opinions and thoughts appreciated….

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  • August 21, 2007 at 10:00 AM #9963
    JWM in SD
    Participant

    …I am considering opening an account with them since they seem to have a wide variety of ways to diversify cash ranging from foreign currency bundles to precious metals. Their Yields are though and that makes me wonder what they are investing in…hopefully not long term CDOs.

    August 21, 2007 at 4:45 PM #78895
    JWM in SD
    Participant

    I guess I’ll change my name to Threadkiller…thought others would interested in discussion on this.

    August 21, 2007 at 4:45 PM #79045
    JWM in SD
    Participant

    I guess I’ll change my name to Threadkiller…thought others would interested in discussion on this.

    August 21, 2007 at 4:45 PM #79024
    JWM in SD
    Participant

    I guess I’ll change my name to Threadkiller…thought others would interested in discussion on this.

    August 21, 2007 at 7:22 PM #79071
    cashman
    Participant

    I’ve never used Everbank, but I don’t like the facy their advertised 6.01% teaser rate is only temporary and goes down to 5% after the initial term.

    August 21, 2007 at 7:22 PM #79051
    cashman
    Participant

    I’ve never used Everbank, but I don’t like the facy their advertised 6.01% teaser rate is only temporary and goes down to 5% after the initial term.

    August 21, 2007 at 7:22 PM #78921
    cashman
    Participant

    I’ve never used Everbank, but I don’t like the facy their advertised 6.01% teaser rate is only temporary and goes down to 5% after the initial term.

    August 21, 2007 at 8:39 PM #78928
    Raybyrnes
    Participant

    5% is above the prevailing rates and if they are offering an additional 1 % for an introductory period I would consider that a kicker.

    Couple of thoughts. Washington Mutual offers an online accoutn that pay 5%. The benefit of having your bank account and onlie account in the saem place is that you can transfer funds immediately. This quickly offsets the higher yield when you ahve to wait 3 days for it to hit your account.

    You mar also want to look at Charles Schwab which is offering a checking account that is paying 4.25 and a brokerage account wheer Sweep accounts are paying over 5%. Again by hveing money ion the same place you can move money same day.

    August 21, 2007 at 8:39 PM #79056
    Raybyrnes
    Participant

    5% is above the prevailing rates and if they are offering an additional 1 % for an introductory period I would consider that a kicker.

    Couple of thoughts. Washington Mutual offers an online accoutn that pay 5%. The benefit of having your bank account and onlie account in the saem place is that you can transfer funds immediately. This quickly offsets the higher yield when you ahve to wait 3 days for it to hit your account.

    You mar also want to look at Charles Schwab which is offering a checking account that is paying 4.25 and a brokerage account wheer Sweep accounts are paying over 5%. Again by hveing money ion the same place you can move money same day.

    August 21, 2007 at 8:39 PM #79077
    Raybyrnes
    Participant

    5% is above the prevailing rates and if they are offering an additional 1 % for an introductory period I would consider that a kicker.

    Couple of thoughts. Washington Mutual offers an online accoutn that pay 5%. The benefit of having your bank account and onlie account in the saem place is that you can transfer funds immediately. This quickly offsets the higher yield when you ahve to wait 3 days for it to hit your account.

    You mar also want to look at Charles Schwab which is offering a checking account that is paying 4.25 and a brokerage account wheer Sweep accounts are paying over 5%. Again by hveing money ion the same place you can move money same day.

    August 22, 2007 at 3:16 AM #78989
    cashflow
    Participant

    I posed the same question a few days ago…below is the link for some of the responses…hope this helps. I think we like this bank as an option as well. Also looking into HSBC…..

    http://piggington.com/anyone_have_experience_using_everbank

    August 22, 2007 at 3:16 AM #79116
    cashflow
    Participant

    I posed the same question a few days ago…below is the link for some of the responses…hope this helps. I think we like this bank as an option as well. Also looking into HSBC…..

    http://piggington.com/anyone_have_experience_using_everbank

    August 22, 2007 at 3:16 AM #79138
    cashflow
    Participant

    I posed the same question a few days ago…below is the link for some of the responses…hope this helps. I think we like this bank as an option as well. Also looking into HSBC…..

    http://piggington.com/anyone_have_experience_using_everbank

    August 22, 2007 at 7:57 PM #79371
    Raybyrnes
    Participant

    I used HSBC. I am not a fan of their site and setting up joint account when your married is a pain. Customer service people are good but it usually takes 15 to 20 minutes to get soemone on the line. They were paying 6% yield on MMA for new money moved into the accounts. Thought this was a decent rate.

    August 22, 2007 at 7:57 PM #79501
    Raybyrnes
    Participant

    I used HSBC. I am not a fan of their site and setting up joint account when your married is a pain. Customer service people are good but it usually takes 15 to 20 minutes to get soemone on the line. They were paying 6% yield on MMA for new money moved into the accounts. Thought this was a decent rate.

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