“The argument is something like you guys are young and your incomes are increasing so max out on a home in a nice area and after struggling for the first few years your income will go up and the payment will be easy.”

Yeah besides that the more expensive they are the faster they appreciate! Just kidding.

I would take that advice with a grain of salt but am looking forward to seeing other opinions. If the people giving you the advice are going to pay for your house, if you can’t, you might consider taking it..