I’m going to fall back on one of my basic tenets here: “if it sounds too good to be true it probably is”

I’m a little bit disappointed that Mr Griffin would associate himself with this product – I have a great deal of respect for his “Creature from Jekyll Island” book – I wonder if Mr Griffin really believes in this loan product or if he is just selling stuff

If this product is being marketed via multi-level I would be even more skeptical – IMO very few good products are sold via network or multi-level marketing – if it is a viable product there are usually better ways to market it

It is possible that there are some combinations of HELOC and mortgage loans where this program would actually save you money over the course of 20 or 30 years – I’m going to believe that this is the case and that Mr Griffin is not just selling snake oil – other posters are saying that the benefit only occurs if you apply extra payments to your mortgage (which you can do without $1000 software and a HELOC)

Would I counsel anyone to pursue this program? Absolutely not!

If anyone is considering selling this product I would remind them that “A confused mind says NO” – look at this thread and ask yourself how many of these people would purchase this product?