“Hey how about the fact that the guy got into the mortgage business at the right time, has probably made a ton of money and is able to get a lender to provide him with millions of dollars of their money to invest in real estate. Got to tell you, he must have been doing something right.”

Umm, yeah. Do I really need to explain why mortgage brokers made money in the past 5 years again?? Do I?? Here’s a tip. go check the exchange rate between the Euro and USD right now and let me know what you think. Your answer will tell if you really understand what happened or not.