Discover had a great deal on balance ttansfers. 0% fixed until balance is paid off. Simple requirement was making 2 purchases a month. All you hd to do was pick up a couple of packs of gun and py the % on what amounted 5$ or less a year.

Another great offer was given by Jupitor Bank marketed under the Harvard Card. They provided a 0% rate for 6 month O% on puchaes 0% on checks with no annual fee. I put 3000 towards teh purchae of a new car on credit card,

Citibank had a good card under the Upromise program offering 0% on balance transfers,

For purchases with good credit it is hard to beat the Amercan Exprss Blu which offers 0% on purchases for 15 months. That is an awesome deal. On a 20K limit they are basically giving away a thousand dollars for simply signing up.

People forget Credit cards make 1.5% each time you run your card through a terminal so the mercahnt is foot ing the bill even if you are being subsidized.