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Major lender Loans are only done with a permanent foundation, recorded with 403… (with some work, they can still be moved~)
When a manuf isn’t permanently affixed, it isn’t real estate, it’s personal property. (Chattel)
Rates for affixed are about 6.50%.. Those who do lend on them as personal property will charge 15%++
In a day, they can be picked up, packed up and through the border at San Ysidro crossing…headed for coastal views.
Hasta La Vista, Baby.