bad idea patientrenter. Even if he makes out on the future, he’ll be stuck with a big mortage.

Talk to your employer and renegotiate. I like the rental assistance program. Everything is negotiable. don’t tell them you’re afraid of declining values. Tell them that SD is too expensive and you can’t swing the downpayment to qualify. You want to rent a few more years to save money and get a conservative loan.

Even if they don’t give you a rent rebate, they might pay for you to live in a nicer place than you would pay with your own cash.. Better digs would be nice.