I have a 401K. Last time I looked there were financials in those mutual funds that I own. So I find it kind of amusing that people are wishing rfor the worst. They complain about big oil compnaes with respect to gas, they complain about mortgage brokerages and excewss liquidity yet they still want to get 12 to 15% a year out of their 401K’s. People you can’t have it both ways. Correction is fine. Hell forests have fires and this makes the forest stronger. This is true of the business environment aswell.