Cream always rises to the top. Good realators are still moving product, building staff, negotiating with banks as they have developed a strong base of clients. I am certain this holds true for Mortgage Brokers, Appraisers and every other occupations. In fact I will make a bet that wehn the dust settles they will be better off having made it through the market cyce and will have a new level of insight to share with their clients about the upside adn downside to real estate.