75% stock ( consisting of 70% index unequally weighted between between international, small cap, mid cap, large large cap) AND 30% individual stocks in various areas tech, consumer staples, speciaity end retail,energy: considered speculative investment/gambling)

15% energy and precious metals

5% bonds, reits(taking a beating)

5% cash in FDIC ensured stuff.

 

Also doesn't count savings held in overseas (no visibility as my wife manages that portion).

Also have a mortgage of $600k.

Wife and me in early 30ies, we feel we can weather a downturn should the equities turn sour. We figured if the economy turns sour and our stock portion gets trimmed 50%, and one of us becomes unemployed and household income drops to 40% of what we currently bring home, we'd still be able to pay of the mortgage outright and live off the remainder saving/investment/cash/salary. And if the economy gets completely decimated, well we can't be worse off than everyone else 🙂