They had an ad in todays UT. Thats where I got the 5.75 from. Maybe its only here in SD they are offering it. My other question is if they are the ones writing a lot of the loans for the downtown condo market and the buildings are almost done are they going to still write the loans or are the buyers going to have to go get other financing. Does anyone know what they are charging for jumbo condo loans. It seems the more they pay for money the more the profit gets squeezed.