I'm confused. You used 0% down and "can afford 4S" in the same post.Do you have a downpayment for both a townhome now and the future home? Let's say you're upside-down on the condo 2 years for now, you might not be able to "upgrade".
Also, did you factor in HOA on a condo, insurance, Mello Ruse(I don't think there is any in RB, but double check) ?
Do you have kids? If not, why must you by a 3-bed unit, and not 2? Just suggesting if you "need" to buy and buy 2 years later, at least try to minimize the purchase now.
