this will only slow down the whole process and drag it out.

IMHO how the hell is that “average American” making 65K a year (thanks JC) going to come up with a plan to pay back 450K or even in some cases 650K????? the only way this family can continue to live in that house is to keep that neg-am-int only loan!!! oh wait,i understand, George lets them live in the house for another 2 years and the tax payers (you and I) can pay the difference, GREAT IDEA