[quote=scaredyclassic][quote=an][quote=scaredyclassic]So basically at the end of the day, if you could pay your house off and don’t, you refi and have a pile of money to gamble with at 2-3 perc interest.[/quote]
uh… no[/quote]

ok. a pile of money to “invest” and hopefully beat the 2.5% you have to pay, really 3.0 percent return before taxes. a couple negatvie years and you will be a long time coming back at a small interest rate differential arbitrage.[/quote]
History said no. Not hoping but historical data.