I Agree with Lendingbubble, who in their right mind is going to invest is Jumbo Mortgages, anyone wanting to refinance a jumbo laon is going to HAVE TO pay a preimum, not sure about conforming loans! but I think more people have Jumbo loans they need to refinance.

what was that word greenspan used when the bond rates were all fucked up 2 years ago? culundrum? maybe were going to have another culundrum!!