[quote=deadzone]Most cash deals are either investor, or to launder money.[/quote]

Again, here you go again, making ASSumptions.
But in just this simple sentence, it also highlights, yet again, your gross ignorance on the things you comment about here.

In this particular case, probably because you never purchased a home before, you don’t understand what “cash purchase” really means when used in the context of buying a home….

“Cash purchase” doesnt mean cold hard cash that one brings in a suitcase, “cash purchase” just means you are buying a house without a mortgage tied to that house.

The source of that cash could be from all sorts of sources. Even another loan secured by another property. For example, if I take my $600k cash out refi on one property to buy another property, that is recorded as a “cash purchase” at escrow since there’s no loan on the property in question. There’s plenty of real world reasons why a transaction would show up as a cash purchase. In the case of moving from a high cost area such as Bay Area down here, selling a $3million home up there and buying something comparable for $2million for a primary residence, that would be an example of a cash purchase. Or a parent could be buying a kid a home to live. You don’t know

…And sdrealtor commented again and said it was owner occupied…

There’s no funny business going on here.
Reading comprehension issue much?

So it’s just asinine to assume most “cash purchase” is either investor or money laundered.. Makes no logical sense.. Where’s your data again? Answer: it doesn’t exist because like everything else, you just pulled that out of your ass…