As someone living in a community with a large and amazing HOA this couldnt be more wrong. My HOA adds tons of value to my and many neighbors lives. We have amazing parks for our kids to play in. Its my swim club. Its my tennis/pickleball club. Its my gym. Its my running trails. Its the catered Memorial day BBQ/Chili cook off that I took friends to yesterday for no charge. Its the beautiful grounds and landscaping I marvel at on my walks to get coffee each morning. For just over $100/month I get incredible value. There would have been no way to estimate the water and landscaping bill for the massive space we take care. The invention of the game pickle ball. The cost for redoing our swim club next year which will be around $1M and we have the reserves set aside to do. The clubhouse which has hosted thousands of birthday parties, weddings, bar mitzvahs and company meetings/parties over the years. This only begins to scracth the surface. There is no discounte dpresent value there is additional value and it is a big reason our home prices are higher than surrounding non-hoa communties