[quote=flyer]Fantastic. You’re all set. We like USAA because they cover just about everything, including boats and planes, which usually require special policies. I remember I had to go off shore to insure some helicopters I was leasing to a flight school several years ago, and it was a pain, so with the exception of the art collection, and a few other things, it’s a great one-stop shop.[/quote]

…But USAA doesn’t cover just about everything. I can think of several exclusions they don’t cover that they specifically mentioned.

For instance, they don’t cover livestock or horses.
Also, they definitely do not cover in fully value jewelry and bullion precious metals. They cap jewelry and bullion for theft and burglary only around $5000 I think. That’s one of the things companies like Chubb insurance tout that differentiates them from places like USAA… For instance, if missy has a cocktail party leaves her ring on the bathroom sink, and an acquaintance that’s a closet klepto decides to pocket it, despite being a investment banker partner (is just a mental nutcase… Chubbs will cover the appraised value of that ring that was stolen…Not USAA.