[quote=scaredyclassic]Long term care is the killer.

Funny story…my mom paid for long term care ins. For years. Needs help now. Keeps refusing care workers. Doesn’t like people around! Prefers to struggle on her own…

Seems kind of hilarious to have paid all these years for help you now refuse.

I guess if things get worse…[/quote]

My mom’s story for about a decade until it wasnt and then the LTC insurance was of huge benefit