Just got my rent check from my final tenant last week. For 2020, none of my tenants skipped a rent check, or had to make install payments, or asked for a covid related rent deferral. One of my tenants was late by 1 week a few times, but that was more an “oops, I forgot” moment. I didn’t charge a late fee but next year when the lease is up, I’m going to require a scheduled electronic payment from something like Zelle as part of the renewal condition since I have collecting late charges.

2020 looks like it’s going to close as the best financial year for me personally. Despite the seriousness of Covid, I’ve been fortunate and dodged the financial impacts from it and added some….and I will survive at my employer to 12/31 and will have a retention bonus owed to me. Heh heh….

My goal has only been to keep the family busy and safe and to survive from catching this nasty virus….just got to be patient and hunker down and hang on for maybebW1 more year.

I’m getting really good at automotive painting and body restoration, lol But on a serious note, small retail is going to get so wacked with the second lockdown that most won’t survive. by end of next yeaez theres probably going to be a lot of great opportunities since things mleont stay closed forever. The question is , what business to buy….