[quote=sdrealtor]But timing is everything. There will always be cycles and making your timing bets correctly is what determines winners and losers. In 2003 it was obvious we were in a housing bubble but the biggest gains came after in 04/05.If you sold a year or two early you missed out big time[/quote]

Yep.

Simply saying that the stock market is gonna crash really isn’t a prediction. If you look back over 100 years, there have been many spikes up and spikes down. We all know that it will happen again.

To really be making an insightful prediction, one would need to add a time frame “in the next 6 months…”