Its hard to make $ in pain. Not everything must be leveraged or make $.
Maybe its best to just sit in a paid off house and let the equity be[/quote]
I have factored this into my decisions also. My next trip to the doctor he could tell me that thing I thought was minor is instead terminal. Or disabling and I can’t work any more.
If either of those things happen our income and therefore spend rate will go way down. We’ll survive, but we’d have to tighten our belts a bit.
I’d rather be debt free and not have to worry about money…just focus on the health problem and getting better.
It is funny how much my line of thinking has changed in the last five years.
Another thing I discovered: old folks don’t get crotchety because they are envious of younger folks (as I thought when i was young and stupid)…they get crotchety because they get tired of watching each generation make the same stupid mistakes. So many of the problems in this world are self-inflicted. That gets tiring to watch after awhile.
It reminds me of one of my favorite T-shirts in my closet: Bold letters: HISTORY Small letters: Don’t make me repeat myself