[quote=scaredyclassic]What about diversification? If your house is a giant chunk of net worth, its not unreasonable to spread allocation around. Wouldnt it be foolish to have a high value paid off house as ones sole asset when you can diversify at 2.5%?[/quote]

At least for me not close to sole asset. But for me home is the base of the pyramid. It is stability and security. It’s comfortable, fun and pleasurable. It delivers returns that can’t always be quantified in dollar amounts. Having it paid off makes everything easier. It allows one to take other risks or no risks at all. It is home