[quote=svelte]Love the let time work for you thing.

That’s something I discovered in my 20s…I sleep much better if I put myself on a course where every day gets a little better, a little less risk. I struggle when I’m on the opposite path. One of the reasons I never chose an adjustable rate mortgage, though in hindsight that would have been better. Who knew?[/quote]

Thinking back to the homes Ive bought to live in, Ive always been so worried about getting in over my head. Within a few years it always gets much easier, after several I say why didnt I go for a nicer place and after ten why didnt I buy 2!