Home › Forums › Housing › Any clever workarounds to get new mortgage pricing on a cashout refi › Because i owe too little. I
Because i owe too little. I cant find anyone to refi just 160k at the best rate. Its all 1 point or more because its below a 300k min cutoff.
Not worth their time i guess.
Lesson learned.
Some days just a full payoff seems nice.
Id just prefer to have a cheaper house paid off than be in an expensive one paid off. Not diversified enough.
Maybe i should sell and relocate just for the nice new mortgage.
Downsize the house, the interest rate, invest the difference.
It all makes sense. Except my wife and i dont feel like moving.