[quote=svelte][quote=scaredyclassic]
My wife keeps accusing me of bitching like a rich old guy about first world problems. [/quote]
lol my wife tells me I’m getting grumpy, but it’s typically not about money.
[quote=scaredyclassic]
And i dont feel rich. [/quote]
This is what I get from my wife: I’ll outline all the what-if scenarios on how we could end up having our saving whacked and not have much in our retirement years.
She’ll just sit there, then turn and look at me and say “I don’t think you remember what it was like to be poor.”
That’s cutting right to the chase. There were weeks when we had to decide what bill was paid. We’re unlikely to ever be in that position again.[/quote]
Well, yeah, i should appreciate my tiny success. But i dont. It was way more fun to be young, stupid and broke and see so much potential than to be old and narrow with a cash buffer, but to have eaten the bitter truth.
. I used to blow $$$ on a housekeeper 20 years ago and we were broke. I was an idiot. I even had my shirts pressed at 2 bucks a pop. No way in hell nowadays.
401k? Haha! Why?
Its difficult for me connect my current self with the blithering young idiot who HAD A BALANCE ON hiS CREDIT CARD.
I just got done mopping a huge area and sweating profusely. Good thing im in shape. I could easily have a heart attack at my age mopping the deck.
Id rather save the 200 bucks on a houekeeper, even with slight risk of myocardial infarction, and i can iron my shirts while watching netflix, now that im stable whereas back then, i didn’t have it and spent it anyway.
Money changes: its not the same as it was. I assumed it was to be spent when we married. All of it! Hell, we are 150k in the hole with student loans, who fucking cares! Lets make babies!
Later things changed. She wanted a house. I realized we would have to actually not spend all our money. It was like being in AA.
Today i am the most sober conservative old dude i could have turned into. Its staggeringly awful.
Nowadays all the money is different. I tend it and worry about it. Care for it. Hope for it. Each pile is unique, small or large, each has a tale.
If i manage to cash out some gains in a trading acct, for instance, and renovate my kitchen, ill feel like i got a “free” kitchen, whereas if i paid from my the checking acct, it would hurt me to spend it.
As the eskimos have many words for snow, we need different words for different types of monies. It is NOT fungible.
Some is sweaty money. Some is happy money. Found money. Aged money. Guilty money. Mystery money. 401k may be dumb money. Just sitting there, vulnerable to govt attack. Or maybe itll be nervous money. With alzheimers, found money.
In reality i think my later life will be somewhat better with $ but physical health and vitality will be a much greater factor in happiness and life satisfaction for 60 onwards
